RIAs see big revenue windfall as planning fees soar 50% and separately billed plans jump 70%-plus, still only half of clients have a plan, survey says

It's good news that more financial advisors are embracing planning, but for this to scale to help main street investors - costs need to come down further and access needs to increase. Discussed lifetime income and retirement planning with the Morningstar team recently: https://www.morningstar.com/podcasts/the-long-view/92